In my previous article, I explained how Faujis can maximize their telephone bill reimbursement by opting for the Airtel Infinity Family Plan.
Now, let’s go one step further. 💡
What if you could save not just on your Airtel bill, but also on your LPG, electricity, groceries, and even airport lounge visits—without changing your lifestyle?
That’s exactly what the Airtel Axis Credit Card offers.
Why Faujis Should Consider the Airtel Axis Credit Card
Life in the Armed Forces keeps you moving—postings, temporary duties, and frequent travel. Managing family expenses smartly is essential, and that’s where this card fits perfectly.
Instead of giving reward points that expire, the Airtel Axis Credit Card offers straight cashback, directly lowering your costs.
Key Features of Airtel Axis Credit Card
- 25% cashback on Airtel bill payments (capped at ₹250/month).
- 10% cashback on utility bill payments (electricity, LPG, water).
- 10% cashback on Swiggy, Zomato, and BigBasket.
- 1% cashback on all UPI transactions (if issued as RuPay variant).
- 4 complimentary airport lounge visits per year.
- Annual fee ₹500, waived on ₹2 lakh annual spend.
- 100% digital application—no branch visits required.
Practical Cashback Example – Fauji Lifestyle
Let’s calculate how much a typical Fauji family can save.
1. Airtel Family Plan
- Plan: ₹1749/month (excl. GST).
- Cashback: 25% (capped ₹250).
- Savings = ₹250 × 12 = ₹3,000/year.
2. LPG Cylinder Payments
- 1 cylinder every 2 months = 6 cylinders/year.
- ₹850 × 6 = ₹5100.
- Cashback @10% = ₹510/year.
3. Electricity Bill
- ₹2000/month = ₹24,000/year.
- Cashback @10% = ₹2,400/year.
4. Swiggy, Zomato & BigBasket
- ₹3000/month = ₹36,000/year.
- Cashback @10% = ₹3,600/year.
5. UPI Transactions (canteen, groceries, local shops)
- ₹10,000/month = ₹1,20,000/year.
- Cashback @1% = ₹1,200/year.
6. Airport Lounge Access
- 4 visits per year, approx. ₹800/visit = ₹3,200/year value.
✅ Total Annual Value = ₹3,000 + ₹510 + ₹2,400 + ₹3,600 + ₹1,200 + ₹3,200 = ₹13,900+ per year
👉 That’s nearly ₹14,000 saved annually—just by using this card for routine expenses.
Annual Fee Waiver = Lifetime Free Advantage
The card’s annual fee is ₹500, but waived off if you spend ₹2 lakh+ per year.
Considering household expenses, utility payments, and UPI spends, most Faujis will cross this limit comfortably.
So effectively, this card can be lifetime free.
Additional Benefits for Faujis
- Complimentary lounge access makes TDs and family trips far more comfortable.
- Direct cashback (no complicated points).
- Digital-first card – Apply online, no bank runs.
- Strong Axis Bank + Airtel network support, available pan-India.
Special Referral Bonus 🎁
If you apply via my referral link, you’ll also get:
- ₹300 bill credit +
- ₹500 Amazon Gift Voucher after activation.
That’s ₹800 extra value, which covers more than the annual fee right away.
Conclusion – Why Every Fauji Should Get This Card
The Airtel Axis Credit Card is tailor-made for the Armed Forces lifestyle:
- Saves on reimbursable Airtel bills.
- Covers essential family utilities and groceries.
- Adds lifestyle perks like airport lounges.
- Waives annual fee with ease.
- Offers ₹13,900+ value per year without changing spending habits.
✨ It’s practical, rewarding, and designed to suit our disciplined, family-focused way of life.
👉 Apply Today, activate your card, and let every bill start working for you.
